Love them or hate them, automated speed enforcement (ASE) cameras are becoming a regular part of driving life in Ontario.
If you’ve been caught off guard by one recently (or gotten a ticket in the mail), you’re not alone. These roadside reminders are doing more than issuing fines — they’re actually changing how Ontarians drive.
Where Are Speed Cameras Being Installed?
Toronto and other Ontario municipalities are actively adding more ASE cameras in:
- School zones
- Residential areas
- Community safety zones
- Intersections with known crash histories
As part of Vision Zero road safety programs, the City of Toronto alone deployed cameras in 250+ school zones between 2020 and 2023, with more rolling out in 2025.
What the Research Shows
According to a SickKids-led study published in Injury Prevention Magazine:- ASE cameras cut speeding by 45% in school zones
- The average vehicle speed dropped by 10.7 km/h
- Speeders going more than 20 km/h over the limit dropped by a massive 88%
And a CAA South Central Ontario survey in 2025 found:
- 73% of Ontario drivers slow down when they see a speed camera
- 23% have received a ticket (up from 17% in 2024)
- Many are changing driving routes to avoid them
Are Speed Cameras Helping?
Yes - and not just for safety. Toronto city councillors and road safety experts say the cameras are doing their job:
- Fewer crashes in high-risk zones
- Lower speeds near schools
- Cultural shift toward cautious driving
Even those frustrated by the fines admit: the cameras make them slow down.
What About My Insurance?
While ASE tickets don’t come with demerit points, insurers still consider them, especially if they become habitual.
Here’s what to keep in mind:
- Speed camera tickets may not impact your rate immediately, but multiple infractions can increase your risk category
- High-risk drivers (aka “non-standard auto”) often pay 25–50% more in premiums
- Avoiding tickets = keeping your premiums as low as possible
How MIB Can Help
At My Insurance Broker, we work with 25+ top Ontario insurers to help:
- High-risk or ticketed drivers get back on track
- Safe drivers stay rewarded
- Everyone find the best rate for their real-life driving
Whether you're dealing with your first ticket or you're unsure how enforcement affects your profile, we’re here to help you navigate it all.
Final Thought
Speed cameras are here to stay, and if they’re helping reduce crashes and save lives, that’s a win. But even if you're a careful driver, it pays to understand how these systems affect your insurance. And MIB can make sure you’re still in control. Call us at 1-855-482-5001 or email us at info@myinsurancebroker.com for review your coverage and get a quote.