<h3>Why does being <b>retired or mature</b> affect my insurance premium? </h3> <p>Insurance companies know that as a retiree/mature driver you are a lower risk driver and they will reward you with a Retiree/Mature Driver Discount. As a retired driver in Ontario you will qualify for a discount on your auto insurance policy. There are some eligibility requirements surrounding this discount. Some insurers will disqualify you if you hold part-time employment or any employment.</p>  <p>Additionally, insurers reward experience with a Retiree/Mature Driver Discount. The Retiree/Mature Driver Discount differs from the Age Discount because the Retiree Discount is given as an additional discount that is offered to mature drivers, typically over the age of 50.</p>
<h3>How much can I save on insurance when I <b>retire or mature</b>? </h3> <p>Being a retiree/mature driver can affect your insurance premium, and you may be eligible to save between 5 – 10%. See what the Insurance Board of Canada thinks of <a href="https://uwaterloo.ca/waterloo-research-institute-in-insurance-securities-and-quantitative-finance/sites/ca.waterloo-research-institute-in-insurance-securities-and-quantitative-finance/files/uploads/files/05.01.pdf" target="_blank">age as a factor for insurance premiums</a>.</p>


Auto Insurance Discounts Expained

Retiree Discount

<figure class="image"><img src="https://api.myinsurancebroker.com/uploads/topstolencars_dfcc7ac83d.png" alt=""></figure><p>If you’re a car owner, you're probably aware of the escalating threat of vehicle theft in our country. With car thieves zeroing in on specific makes and models, often in particular areas, it's become imperative to take proactive steps to secure your asset. In this article, we'll delve into the concerning surge in auto theft across Canada and guide you through essential measures to shield your vehicle.</p><p>According to Toronto Police Services, a staggering 9,600 vehicles were stolen in 2022 alone. A 2023 report from the Canadian Finance and Leasing Association revealed that, on average, a car is stolen every six minutes, underscoring the urgency of safeguarding your investment. The surge in auto theft can be attributed to organized crime rings exploiting Canadian ports to export stolen cars internationally. These illicit activities fund a range of criminal endeavours. The Équité Association, a not-for-profit organization specializing in insurance fraud and crime investigations, reported that the insurance industry suffered losses exceeding $1 billion in 2022 from vehicle theft claims a significant increase from the $700 million recorded in 2021.</p><p>Luxury SUVs, particularly those manufactured after 2017, are prime targets due to their advanced technology and high resale value. The specific trends in car theft vary by province, with Ontario seeing a notable increase in Lexus thefts due to its prevalence in cities like Toronto, while trucks like the Ford F-350 are common targets in Alberta and Western Canada, particularly in farming communities. It’s vital to be aware of the top 10 stolen vehicles in the country:</p><ol><li>Honda CR-V (2016-2021)</li><li>Lexus RX Series (2016-2021)</li><li>Ford F150 Series (2015-2020)</li><li>Honda Civic (2016-2021)</li><li>Toyota Highlander (2013-2019)</li><li>Ram 1500 Series (2011-2018)</li><li>Chevrolet/GMC Silverado/Sierra 1500 (1999-2006)</li><li>Honda Accord (2018-2021)</li><li>Jeep Grand Cherokee</li><li>Toyota RAV4 (2013-2018)</li></ol><p><i>(source: Équité Association)</i></p><p>These vehicles are particularly targeted by thieves, making it even more essential to implement robust security measures to protect your car.</p><figure class="image"><img src="https://api.myinsurancebroker.com/uploads/Whats_App_Image_2023_10_03_at_10_08_04_2069cdfa_670aa5707c.jpg" alt=""></figure><p>To protect your vehicle effectively and potentially qualify for reduced insurance premiums, consider implementing the following measures in addition to installing a GPS tracking device and an anti-theft system:</p><ul><li><strong>Steering Wheel Locks:</strong> These visible deterrents make it challenging for thieves to drive away with your vehicle quickly.</li><li><strong>Secure Parking:</strong> Opt for well-lit parking areas monitored by guards and/or security cameras. For vehicles with keyless start features, use enclosed garages when possible.</li><li><strong>Valuables:</strong> Never leave keys or valuable items in plain sight within your car, as items like laptops, smartphones, or bags can tempt thieves.</li><li><strong>Lock and Roll:</strong> Always lock your vehicle and roll up your windows when parking.</li><li><strong>Key Fob Protection:</strong> Store your key fob away from doors and windows or use a signal-blocking bag or pouch.</li><li><strong>Immobilizer:</strong> Consider installing an immobilizer to prevent hotwiring, a technique where thieves bypass the ignition system to start the engine.</li></ul><p>In the unfortunate event of your car being stolen, prioritize your safety and, if necessary, comply with the thieves. Promptly report the theft to the police, providing essential details and any security footage available. Contact your insurer without delay and share relevant information to facilitate recovery efforts or valuation procedures.</p><p><i>(source: The Globe &amp; Mail)</i></p>

Auto Theft Epidemic: Is Yours One Of The Most Stolen Car Models In Canada? 


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<h2>How to get cheap Windsor car insurance</h2> <p>Unfortunately, while being one of the most searched terms, "cheap windsor car insurance" is not a label we'd ascribe to insurance. Your car insurance price is determined by location, age, and the vehicle you drive but varies by insurance carrier due to coverage options. So, car insurance policies that offer true financial protection and ensure your peace of mind are not "cheap", and that's okay, because our licensed car insurance brokers are here to help you get the coverage you need at the most affordable price by applying every discount you qualify for.</p>
<h2>How to maximize your savings on car insurance in Windsor</h2> <ol class="rich--list">
  <li>
    <svg version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 32 32" xml:space="preserve" width="32" height="32" aria-labelledby="title desc" role="img"><title id="title">Shop Around</title><desc id="desc">Shop around for Windsor car insurance</desc><g class="nc-icon-wrapper" fill="#444444"><polyline data-color="color-2" fill="none" stroke="#ffce55" stroke-width="2" stroke-linecap="square" stroke-miterlimit="10" points=" 23,9 31,9 31,31 9,31 9,23 " stroke-linejoin="miter"></polyline> <rect x="1" y="1" fill="none" stroke="#444444" stroke-width="2" stroke-linecap="square" stroke-miterlimit="10" width="22" height="22" stroke-linejoin="miter"></rect></g></svg>
    <h3>Shop Around</h3>
    <p>We simplify this for you by providing you multiple quotes all in one place. <a href="https://www.myinsurancebroker.com/quoter/">Compare car insurance prices</a> now.</p>
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    <h3>Get Expert Advice</h3>
    <p>Our local Windsor insurance brokers are here to answer any of your questions. Have unique insurance needs? We have an insurance solution for you! <a href="tel:18554825001">Call</a> or stop by to see how we can better serve you.</p>
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    <svg version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 32 32" xml:space="preserve" width="32" height="32" aria-labelledby="title desc" role="img"><title id="title">Save Money</title><desc id="desc">Save money on car insurance Windsor</desc><g class="nc-icon-wrapper" fill="#444444">
    <path data-cap="butt" fill="none" stroke="#444444" stroke-width="2" stroke-miterlimit="10" d="M5,16h1c2.268,0,4.826,1.247,6,3h4 c2.007,0,4,1.993,4,4h-9" stroke-linejoin="miter" stroke-linecap="butt"></path> <path data-cap="butt" fill="none" stroke="#444444" stroke-width="2" stroke-miterlimit="10" d="M19.361,21H26c3.625,0,4,2,4,2 l-14.32,5.816c-1.139,0.456-2.419,0.403-3.517-0.146L5,25.032" stroke-linejoin="miter" stroke-linecap="butt"></path> <circle data-color="color-2" fill="none" stroke="#ffce55" stroke-width="2" stroke-linecap="square" stroke-miterlimit="10" cx="24" cy="12" r="4" stroke-linejoin="miter"></circle> <rect x="1" y="14" fill="none" stroke="#444444" stroke-width="2" stroke-linecap="square" stroke-miterlimit="10" width="4" height="13" stroke-linejoin="miter"></rect> <circle data-color="color-2" fill="none" stroke="#ffce55" stroke-width="2" stroke-linecap="square" stroke-miterlimit="10" cx="12" cy="6" r="4" stroke-linejoin="miter"></circle></g></svg>
    <h3>Save Money</h3>
    <p>We know driving in Windsor is not like driving downtown Toronto and with tailored insurance policies available from multiple insurance companies, drivers in Windsor save an average of $500. Get your <a href="https://www.myinsurancebroker.com/quoter/">free car insurance quote now</a>.</p>
  </li>
</ol> <p>Getting car insurance in Windsor has never been easier. Need a car insurance policy today, or have questions and want answers? Our local brokers are available at our toll-free number <a href="tel:18554825001">1 (855) 482-5001</a> or you can quickly compare car insurance with our <a href="https://www.myinsurancebroker.com/quoter/">online car insurance calculator</a>.</p>
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<h2>Why Choose My Insurance Broker to Be Your Car Insurance Broker?</h2> <p>See why switching to the <a href="#">My Insurance Broker Advantage</a> will not only save you time and money, but also headaches along your journey through all of life’s ups and perils.</p> <ul class="rich--list">
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    <h3>Better Pricing</h3>
    <p>We are here to help you and can save you money and time. With over 30 insurance partners, it’s never been easier to compare car insurance quotes and save money in Windsor. We’ll help you find the lowest rate possible.</p>
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    <p>With more choice you can easily compare and select the best coverage option for you and your unique insurance needs.</p>
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    <h3>Better Service</h3>
    <p>Our commitment is to you. We treat our clients like family! As licensed insurance brokers, we are insurance experts that advocate on your behalf. We are here for you, to simplify the insurance purchase, servicing, and claims processes.</li></p>
  </li>
</ul> <p>Getting car insurance in Windsor should be simple and at our My Insurance Broker Windsor location –conveniently located near Highway 401 and the E.C Row Expressway, just a short trip away from the Windsor International Airport near the heart of Windsor- we are here to provide you with expert advice every weekday from 9 AM to 6 PM and on Saturday from 10 AM to 1 PM. Your satisfaction is guaranteed.</p>
<p>My Insurance Broker Windsor, is conveniently located at 4140 Walker Road #3, Windsor which is just a few minute trip from the Windsor International Airport. Our office is easily accessible and identifiable with ample parking in the front and at the side of the building. At our Windsor branch, our team of professional and well experienced advisers provide customized solutions for all your insurance needs. We offer Auto, Home, Life, Critical Illness, Disability, Commercial and Travel Insurance at competitive rates.</p>
<h2>Windsor in Focus</h2>
  
<h3>Local Amenities, Facts, and Useful Tidbits</h3> <p>The City of Windsor is home to 180 parks, natural areas and nature trails. Whether you prefer the indoors or outdoors, there is something for everyone to do! Facilities include baseball diamonds, soccer fields, bike trails, playgrounds, ice rinks, therapy pools and more. If you enjoy the outdoors you can go hiking along the Greenway trail, biking, running, cross country skiing or horseback riding. Explore the modern and post-modern sculpture of <a href="http://www.citywindsor.ca/residents/culture/windsor-sculpture-park/pages/windsor-sculpture-park.aspx" target="_blank">Windsor Sculpture Park</a> or visit the myriad natural settings located along the city’s waterfront!</p>  <p>Recommended places of interest include the <a href="http://www.citywindsor.ca/residents/facilities-for-rent/mackenzie-hall-cultural-centre/Pages/Mackenzie-Hall-Cultural-Centre.aspx" target="_blank">Mackenzie Hall Cultural Centre</a>, equipped with performing arts space, theatre, art galleries and meeting facilities; the <a href="http://wfcu-centre.com/" target="_blank">Windsor Family Credit Union Centre</a>, a multipurpose recreation and entertainment complex; the <a href="http://www.agw.ca/" target="_blank">Art Gallery of Windsor</a>, overlooking riverfront rock gardens; and the Windsor International Aquatic and Training Centre. Enjoy recreational activities with the entire family at <a href="http://www.citywindsor.ca/residents/facilities-for-rent/pages/windsor-water-world.aspx" target="_blank">Windsor Water World</a> and the <a href="http://www.adventurebay.ca/Pages/home.aspx" target="_blank">Adventure Bay Family Water Park</a>.</p>  <p>The Windsor-Detroit International Freedom Festival is an annual event which is held on the scenic riverfront and culminates in an impressive display of fireworks to celebrate Canada Day and US Independence Day.  The event also hosts a summer fest which features a carnival and various family related activities.</p>


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